Bank of America’s interest rates aren’t anything incredible, but they’re typically slightly better than, or right in line with, average mortgage rates across the U.S. You’ll also be able to get a Bank of America … If you want to refinance an existing auto loan, you may see Bank of America rates as low as 3.69%. Bank of America advertises rates as low as 5.79% for shoppers with excellent credit who are looking to buy a used car directly from a private individual. B of A offers two kinds of CD account types: featured CDs and fixed term CDs. There are slightly better rates … Learn more about Bank of America’s auto loans . For example, the Bank of America Cash Rewards Mastercard interest rate … Finally, the bank has rates … Generally, the better your credit history, the better the interest rate. Bank of America’s money market accounts offer higher interest rates to customers as a relationship banking reward. Its Advantage Savings account has a 0.01% annual percentage yield, or APY. The interest rate on a car loan is usually lower than the rate on a personal loan because the loan is secured. Bank of America Advantage Relationship Banking offers an interest-bearing checking account with a $100 minimum opening deposit. While Bank of America does offer some pretty nifty features for their CDs (such as flexible term lengths and low minimum deposit amounts), we still can’t get over the fact that the interest rates … The $25 monthly maintenance fee is … How Bank of America’s CD rates compare. Although we cover a range of products that we update periodically, please confirm the precise terms and interest rates of the product with the relevant bank… Let's take a closer look at the rates offered by B of A’s savings accounts. At the time of this writing, enrollment in the relationship banking … Featured CDs offer a higher APY but require a higher balance. Bank of America savings account rates. Credit Cards : Though not technically a loan, Bank of America … Setting specific interest rates is a card issuer’s job, though, not Mastercard’s. … read full answer. Bank of America Fourth-Quarter Profits Top Estimates, but Revenue Falls Short Low interest rates continue to put pressure on the bank's net interest margin. Bank of America offers 3 types of savings accounts: the Rewards Money Market Savings Account, the Regular Savings Account and the Custodial Savings Account. Bank of America CD rates. Bank of America interest rates are lower than what you can find at other banks.